We get you up to
100% financing.
We negotiate for you.
We’re the mortgage broker that fights for your mortgage with every bank. Specialists in young buyers without savings and international profiles. No cost until you get it.
- 100% independent
- No cost until signing
- We speak English
Why OnlyHipoteca
Your mortgage, fought for as if it were ours
Independent from banks
We have no favourite bank. We compare every lender at once and sit on your side of the table to negotiate.
End-to-end support
From start to finish. From the first analysis to signing at the notary, a dedicated person answers every question with you.
Mortgages
Specialists in the difficult mortgages
01
FOR YOUNG BUYERS
Young Mortgage
Young and without enough savings for the deposit? Your bank said no. We find the one that says yes, with maximum financing to start your life.
02
MAXIMUM PERCENTAGE
Maximum financing
We analyse your profile in detail and secure the maximum percentage possible: salary, savings, guarantors and every lever a bank values.
03
INTERNATIONAL
Non-Resident Mortgage
In English too. We know the banks that work with international profiles and handle all the paperwork so buying in Spain is simple.
How it works
Four steps. Zero hassle.
We analyse your profile
We study your financial situation in detail to know exactly what you can get.
We compare lenders
We put every bank to compete to find your best option.
We negotiate for you
On your behalf, we fight for the best terms: interest rate, fees and tie-ins.
All the way to signing
We're with you up to signing at the notary. No surprises and not a single missing document.
About us
Experts in the profiles banks reject
We’re not an automated comparison tool. We’re people who deeply understand how each bank thinks and where each profile fits.
Personal service
One person dedicated to your case from start to finish. No call centres or automated replies.
360º profile analysis
We study every detail to present you to the bank in the strongest possible way.
Specialists in difficult cases
Young buyers without savings, self-employed, +80% financing… What others rule out, we work on.
Service in English too
We serve international and non-resident profiles in their language, from start to finish.
Testimonials
Families who already have the keys
Real cases of people we helped get their mortgage.
Did your bank say no?
We get you the yes.
- Reply within 24h
- 100% free analysis
- No commitment
Request your free analysis
FAQ's
We answer your questions
How much does your service cost?
We charge nothing upfront. We only charge our fee once we secure your mortgage and you sign. If we don’t succeed, you pay nothing.
Can you get 100% financing?
In many cases, yes. It depends on your profile, income and the property. We analyse your situation and find the lender that finances the most for your specific case.
I'm a foreigner / non-resident, can you help me?
Absolutely. We specialise in international and non-resident profiles and handle the whole process in English. We know the banks that work with these profiles.
How long does the process take?
From the first analysis to approval usually takes 2 to 4 weeks, depending on the paperwork and lender. We’re with you every step up to signing at the notary.
Do you work with any specific bank?
No. We’re 100% independent and compare every lender at once. We negotiate on your behalf to get the best terms, without favouring any bank.
