About us
We're the yes your bank
didn't want to give you.
An independent mortgage broker in Barcelona. We don’t represent any bank: we represent you, and we fight for your mortgage as if it were ours.
Our story
We were born tired of hearing «no».
OnlyHipoteca was born from a shared frustration: watching solvent, prepared families get a «no» from the bank just for not fitting in a box. Without the full deposit. Self-employed. New to the country.
Carlos and Bruno had worked inside the system and knew the other side of the table. So they switched sides: they stopped working for the bank and started working for people.
Today we make every lender compete for you and fight every condition to the end. Over a thousand families already have their keys.
What drives us
We don't work for the bank.
We work for you.
How we work
Four rules we don't negotiate
Truly independent
We have no quotas with any bank. We recommend what's best for you, not for us.
People, not forms
One person dedicated to your case from start to finish. No call centres or automated replies.
Specialists in the hard cases
Young buyers without a deposit, self-employed, non-residents, +80% financing… What others rule out, we work on.
No cost until signing
We only charge when we get your mortgage. No mortgage, no invoice. Simple as that.
Shall we start?
